Lead, Corporate Credit Risk Management at Moniepoint Incorporated

Take charge as the Lead in Corporate Credit Risk Management at Moniepoint Incorporated, based in Lagos. Moniepoint is a leading global payments and banking platform, recently making history as QED Investors' first African investment. This role is central to managing credit risk for a rapidly growing financial technology company that supports thousands of businesses across Nigeria. In this position, you will develop and execute the credit risk strategy, ensuring that Moniepoint's portfolio expands sustainably while maintaining asset quality and adhering to regulatory requirements. Your daily activities will include overseeing credit risk across retail, SME, and digital lending products, guiding product design and pricing with risk considerations, and producing insightful credit risk reports for executive leadership and the Board. You will also manage credit policies, underwriting frameworks, and risk analytics, ensuring the integration of advanced data sources and automated credit controls within digital platforms. Successful candidates will bring extensive knowledge of credit risk management with at least 8 to 10 years of experience in banking, fintech, or related financial sectors. You'll have a proven history of managing credit portfolios, especially in digital or SME lending, complemented by leadership experience in risk. A bachelor's degree in finance, economics, or related fields is required, with advanced degrees and professional certifications like ACA, ACCA, FRM, or PRM considered advantageous. This full-time role demands strong analytical skills, sound judgment, and the ability to lead cross-functional teams in a fast-paced environment. Lagos is Nigeria's financial hub, and credit risk management is vital to supporting the city's dynamic fintech sector, which drives innovation and financial inclusion. Moniepoint’s role in Lagos's fintech landscape positions this job as a key contributor to credit risk governance and sustainable lending growth in the region. While specific salary details are not disclosed, this role offers significant career advancement in financial risk leadership within the fintech and banking sectors. The position opens pathways to senior risk executive roles and strategic governance positions in Nigeria's evolving financial services environment. To stand out, candidates should highlight quantifiable achievements managing credit risk portfolios, particularly digital lending successes, and demonstrate familiarity with regulatory frameworks and fintech credit models. Emphasize leadership experience and examples of strategic risk decision-making in your application materials. Moniepoint invites qualified individuals to apply for the Lead, Corporate Credit Risk Management role in Lagos and contribute to the company's mission of empowering businesses across Nigeria. Applications are encouraged promptly as no closing date has been specified.