Data Analyst Jobs: Credit Analyst at Kuda Bank

Explore data analyst jobs at Kuda Bank in Lagos, focusing on credit analytics within Nigeria's growing fintech sector. As a Data Analyst - Credit, you will play a vital role supporting the credit product lifecycle, from inception through portfolio management to collections and profitability assessment. This role integrates strategic data analysis with practical credit risk applications in a hybrid work environment. In this position, you will analyze portfolio performance data to detect trends, risks, and growth opportunities. You'll refine credit policies and decision rules, develop profit and loss forecasts, and execute credit limit and affordability evaluations. Your work includes performing score cut-offs to optimize approval processes, enhancing collection tactics through segmentation, and designing A/B tests to validate lending strategies. Clear communication of your findings to senior management is essential to influence credit risk decisions and product strategies. Ideal candidates bring a degree in a quantitative field such as Mathematics, Statistics, or Physics, paired with at least three years of experience in data or quantitative analysis within financial services, fintech, or e-commerce. You’ll have advanced skills in SQL and open-source statistical programming (Python or R), combined with practical knowledge of statistical testing and dashboard/report development. The role operates full-time with a hybrid work setup. Lagos is at the heart of Nigeria’s fintech boom, making this position crucial in shaping credit risk strategies that support financial inclusion and innovation. The fintech industry’s rapid evolution in Lagos creates a dynamic environment for data analysts to influence impactful lending products and risk management solutions. Although the salary range isn't specified, this role offers a pathway for growth into senior credit risk analytics or product strategy roles within fintech companies. You will gain valuable experience interpreting complex data to drive business decisions, enhancing career prospects in financial analytics. When applying, highlight your hands-on experience with SQL and Python or R, emphasizing projects where your analysis directly influenced credit or portfolio management outcomes. Demonstrate your ability to translate data insights into clear business recommendations and effective stakeholder communication. Join Kuda Bank as a Data Analyst - Credit and contribute to innovative credit solutions. Applications are accepted for this vital role in Lagos’s fintech sector.