Legal Counsel, Credit Administration at Moniepoint Incorporated

Join Moniepoint Incorporated in Lagos as a Legal Counsel specializing in Credit Administration, a role critical to supporting over 600,000 businesses through secure and compliant lending practices. Moniepoint stands as a leading global business payments and banking platform, dedicated to empowering SMBs with accessible financial solutions. In this position, you will craft, assess, and negotiate key loan documentation such as agreements, security papers, and guarantees. Your work ensures each credit transaction is legally sound and aligned with regulatory standards. You will also perform thorough due diligence on borrowers and collateral, maintain accurate legal records, and collaborate with internal teams and external legal entities to uphold compliance and enforce loan contracts. Successful candidates bring a law degree and 4 to 7 years of post-call experience in banking, fintech, or finance-related legal practice. Strong expertise in Nigerian banking and credit laws, including BOFIA and CAMA, is essential. You will demonstrate keen attention to detail managing complex documentation and possess commercial insight to balance legal risks with business growth. This full-time role requires excellent organizational skills and the ability to engage cross-functionally with credit, risk, and compliance teams. Lagos’ dynamic financial ecosystem makes this legal counsel role pivotal for responsible lending and credit management within the fintech and banking industries. Moniepoint’s position as QED Investors’ first African investment highlights its growth trajectory and influence in the sector. Compensation includes competitive salary, pension, health insurance, and annual bonuses, fostering both professional growth and financial security. The company culture emphasizes collaboration, respect, and continuous learning through regular training and knowledge sharing. To stand out, applicants should highlight their experience drafting credit documentation and managing regulatory filings, quantifying the impact of their legal work in prior roles. Demonstrating familiarity with Nigerian credit laws and operational synergy with business teams will further enhance candidacy. Apply now for the Legal Counsel, Credit Administration role to contribute to Moniepoint’s mission of enabling SMB growth. The application deadline is not stated; prospective candidates are encouraged to submit their applications promptly.