Join The Concept Group as a Junior Quant Scorecard Analyst in Lagos State, contributing to the company’s diverse financial services. The Concept Group, founded in 1992, manages multiple subsidiaries including a financial intermediary, an IT solutions provider, and a bureau de change. This role focuses on supporting the design and upkeep of credit scoring models and quantitative risk tools to optimize credit decisions across various lending portfolios. In this position, you will handle daily data preparation and cleaning, collaborate closely with data engineering teams to maintain dataset accuracy, and assist in developing credit risk models using techniques like logistic regression and decision trees. You will also monitor model performance metrics such as Gini and AUC, generate insightful reports, and analyze portfolio trends including delinquency and non-performing loans to support sound underwriting policies. Ideal candidates possess a Bachelor’s degree in quantitative fields such as Statistics or Economics, coupled with 1 to 3 years of experience in credit analytics or related quantitative roles. You should be proficient in Python, R, or SAS, able to write SQL queries, and familiar with credit scoring and model validation principles. This full-time role demands analytical precision, strong communication skills, and a drive to learn advanced modeling methods. Lagos, as Nigeria’s financial hub, offers a dynamic environment for credit risk analysis with a growing fintech and lending sector. The Concept Group’s subsidiaries operate in segments that require robust risk management to sustain growth and competitiveness in this market. Although salary details are not disclosed, this role offers a foundation for career progression in credit risk management and quantitative analytics within Nigeria’s expanding financial services industry. Successful analysts often advance to senior modeling or risk strategy positions across banks, microfinance institutions, and fintech companies. To stand out, applicants should emphasize their quantitative modeling accomplishments, proficiency with relevant software, and experience with credit risk data sets. Highlighting specific projects involving logistic regression, scorecard development, or portfolio analytics will strengthen candidacy. Prospective candidates are invited to apply promptly for the Junior Quant Scorecard Analyst role at The Concept Group. This opportunity provides a solid platform to develop your expertise in credit risk analytics within Lagos’ vibrant financial sector.
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A 4-year bachelor's degree program in Finance & Accounting picked for your next step.

Laurentian University
CA$28,621 / First year
application fee • ₦200,000
Not required — these would strengthen your application.
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The Concept Group is a diversified holding company established in 1992, overseeing subsidiaries in financial services, IT solutions, and currency exchange.
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