The Head of Credit at iRecharge Tech-Innovations Limited in Lagos will spearhead the credit function of the digital bank, ensuring effective credit origination and robust portfolio management. This role encompasses the entire credit lifecycle, from underwriting to collections, while ensuring compliance with regulatory standards set by CBN and NDIC.
In this pivotal position, you will develop and execute the bank's credit strategy, focusing on risk-based pricing and underwriting policies. You'll oversee the credit origination process, ensuring that decisions are efficient, compliant, and data-driven. Maintaining asset quality is crucial, and you will utilize performance metrics to monitor the credit portfolio and implement proactive risk mitigation strategies.
The ideal candidate will possess a Bachelor's Degree in Finance, Accounting, Economics, Business Administration, or a related field, with a Master's degree preferred. A minimum of 5-7 years of experience in credit management within the banking sector is required, including at least 4 years in a senior role. Strong analytical skills and familiarity with credit risk frameworks are essential for success in this position.
This role is vital for driving operational excellence at iRecharge, and you will lead a talented credit team dedicated to responsible lending practices. If you are ready to make an impact in a fast-paced environment, we encourage you to apply.
Join iRecharge Tech-Innovations Limited as the Head of Credit and contribute to our mission of delivering innovative technology solutions.
