Credit Risk Analyst at Moniepoint Incorporated

Join Moniepoint Incorporated as a Credit Risk Analyst in Lagos, where you'll contribute to a global payments and banking platform known for empowering small and medium businesses. Moniepoint recently became QED Investors' first African investment, fueling its dynamic growth in fintech. This role is essential in managing credit risk and ensuring portfolio health within Nigeria’s fintech landscape. As a Credit Risk Analyst, you will monitor portfolio risk metrics such as portfolio at risk (PAR), non-performing loans (NPL), and delinquency trends. You will analyze large datasets, create insightful risk reports and dashboards, and support underwriting decisions with data-backed recommendations. Your work will influence credit scoring model development and portfolio optimization strategies, ensuring compliance with regulatory standards and internal risk frameworks. Ideal candidates bring a bachelor’s degree in finance, economics, statistics, or related fields, plus 4 to 5 years of experience in credit risk or fintech risk analytics. Proficiency with analytical tools like SQL, Python, Power BI, and knowledge of core banking systems is essential. This full-time position demands keen analytical skills, attention to detail, and clear communication to effectively manage stakeholder relationships. Lagos is Nigeria’s fintech hub, making this opportunity vital for shaping credit risk management in a fast-evolving market. Moniepoint’s role in supporting over 600,000 SMBs reflects the importance of robust risk analysis in sustaining financial inclusion and business growth across the region. While the salary package is competitive and includes pension and health insurance benefits, this role offers significant career growth in fintech credit risk management. Successful analysts often progress towards senior risk or portfolio management roles within dynamic financial ecosystems. To stand out, highlight your expertise in credit risk metrics and data analysis on your CV, quantifying improvements in portfolio quality or risk reporting. Demonstrating experience with fintech tools and regulatory compliance will strengthen your application. If you are ready to advance your career as a Credit Risk Analyst at Moniepoint Incorporated in Lagos, apply before the position closes. This is your chance to impact a leading fintech company’s risk strategy.